Budget

So, Liz and I are working on setting up a budget and I downloaded a piece of software called Moneywell to make that process a little easier. It basically facilitates the "envelope method" of budgeting, and does a darn good job at it. A lot of financial software just lets you keep track of where things went, this one actually encourages you to figure out where it's going to go. Anyway, I just built a projected spending plan based on our last month's actual spending (yay for being able to download transactions from our bank!) and some of the categories made me squirm. I'm glad we're looking at this.